Credit Analyst (Wholesale Banking)

About the role

The Credit Analyst will support the wholesale banking team by preparing credit proposals, monitoring credit quality, and ensuring compliance with internal policies, QCB guidelines, and regulatory frameworks. The role involves analysing customer strengths and weaknesses, recommending actions, and producing periodic risk reviews for assigned portfolios.

Key responsibilities

• Prepare credit proposals, interpret financial data, identify risk factors and suggest credit enhancers in line with policies.
• Conduct internal credit rating and RAROC assessments for all lending clients and update them regularly.
• Review credit documentation for completeness, flag deficiencies, and coordinate timely resolution.
• Assess creditworthiness by gathering relevant information on customers' historical performance.
• Ensure credit applications meet turnaround time targets and comply with credit approvals and policies.
• Coordinate with risk management on limit renewals and related inputs.
• Respond to internal and external queries, escalating as needed within prescribed authority.

Required profile

• University degree in Business, Banking, Finance or related discipline; Master’s degree is a plus.
• 5‑8 years of experience in financial services/banking, specifically in credit analysis.
• Fluent in Arabic and English.