Enterprise Architect – Banking Products & Functional Architecture

About the role

A major bank is looking for a functional architect based in Doha, Qatar, to rethink how its products, pricing and rules work across channels and core systems. The role covers banking products in depth, from product setup through to posting.

Key responsibilities

• Assess product catalogues, configuration, pricing, eligibility, bundles and lifecycle governance across retail, SME and corporate banking.
• Trace deposit and lending products end to end: quote, booking, servicing, repricing, renewal and closure.
• Define who owns product definitions, pricing decisions, fee and interest calculation, billing and posting.
• Check that digital and relationship-manager channels apply the same terms, including concessions, negotiated rates and exceptions.
• Deliver functional architecture, gap analysis and roadmap inputs, validated with Business, Tech, Finance and Ops.

Required profile

• 8+ years in banking functional architecture, product-platform delivery or transformation, with 5+ in functional solution design.
• At least 2 banking product or platform programmes, one involving a product catalogue or pricing engine integrated with the core.
• Hands-on experience with deposit and lending lifecycles (rates, fees, servicing, reconciliation).
• Nice to have: product or pricing platforms, corporate banking and cash management, relationship pricing, GCC banking.