Credit Analyst (Wholesale Banking)

About the role

The Credit Analyst will support the wholesale banking team by preparing credit proposals, monitoring portfolio risk, and ensuring compliance with internal policies and regulatory guidelines. This role involves detailed analysis of customer financial strength and the preparation of periodic risk reviews.

Key responsibilities

• Prepare credit proposals, interpret financial data, identify risk factors, and suggest credit enhancements in line with policies.
• Conduct internal credit rating and RAROC assessments for all lending clients and update them regularly.
• Review credit documentation for completeness, flag deficiencies, and coordinate timely resolution.
• Assess creditworthiness by gathering and analysing customer performance information.
• Ensure all credit applications meet turnaround times and comply with credit approval standards.
• Respond to internal and external queries, escalating issues as required.
• Coordinate with Risk Management on limit renewals and related inputs.

Required profile

• University degree in Business, Banking, Finance or related field; Master’s degree is a plus.
• 5‑8 years of experience in financial services or banking, with a focus on credit analysis.
• Strong understanding of the local banking industry and regulatory environment.
• Fluent in Arabic and English.

Required skills