Senior Credit Review Consultant

About the role

The Senior Credit Review Consultant will lead in‑depth credit risk assessments for corporate and commercial banking clients. You will evaluate borrower financial health, cash‑flow sustainability, and collateral quality to support sound lending decisions.

Key responsibilities

• Conduct comprehensive credit risk assessments across corporate and commercial customers, identifying high‑risk borrowers using early warning signals and key risk indicators.
• Prepare detailed background reports covering business models, sector exposure, ownership structures, and historical performance.
• Analyze audited financial statements to assess liquidity, solvency, leverage, profitability and perform cash‑flow modeling to gauge repayment capacity.
• Detect inconsistencies or red flags in financial reporting and build financial models to support underwriting decisions.

Required profile

• Bachelor’s degree in Finance, Accounting, Economics or a related field.
• Professional certifications such as CFA, CA, ACCA, CPA or an MBA in Finance are preferred.
• 4–7 years of experience in credit risk assessment, corporate banking or financial risk advisory.
• Strong understanding of credit underwriting, financial due diligence and valuation techniques.

Required skills

• Advanced Excel proficiency.
• Knowledge of Power BI or other financial modeling tools.
• Strong analytical and credit assessment capabilities.
• Excellent written and verbal communication.